Here are 10 Simple and Easy Ways to Start Saving Money Today

1. Create a budget – This step is important and should be done first.

2. Save a percentage around 5% of your income as soon as you get paid.

3. Track your expenses daily – It makes it easier to see where you are overspending.

4. Renegotiate your TV, Broadband and Mobile phone contracts.

5. Save on food shopping by planning meals for the week/s ahead.

6. Use cash or a debit card instead of credit cards.

7. Avoid impulse purchases – Ask yourself “Is this an impulse purchase?”

8. Always shop around for the best deals no matter what you are buying.

9. Take advantage of sales and discounts but only for things you need and would buy anyway.

10. Set regular financial goals for yourself and reward yourself for hitting them.

Once you start implementing the above strategies you will be on your way to better understanding your personal finances, you will have more control of money, you will spend more wisely and can start planning ahead and saving big for the future.

Get started today!  The sooner you start the better.

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